Members Equity Bank

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As a member of VIEU, you have access to a range of simple, transparent banking products from Members Equity Bank. Members Equity Bank is a licensed Australian bank, owned by some of Australia’s leading Industry Super Funds and was formed to provide great value in financial services to their members. 

Your VIEU membership gives you access to a discounted home loan with the Super Members Standard Variable Rate Home Loan. You’ll benefit from a discounted variable interest rate and won’t pay an application fee, any ongoing account keeping fees or fees to fix, split or top up the loan. The discounted rate and low fees can really make a difference to how much you’ll pay over the life of the loan.

For more information about Members Equity Bank, or to arrange an appointment , please call VIEU’s Mobile Banking Manager’s Annette Sparks on 9605 6948 or John Childerhouse on 9605 6061 or visit www.membersequitybank.com.au

Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval. Members Equity Bank Pty Ltd ABN 56 070 887 679.

Members Equity Personal Loan
Whether you're borrowing for practical reasons or pure indulgence, a Members Equity Personal Loan is the smart way to finance a major purchase. It simply minimises costs so that every dollar you pay goes straight towards reducing your loan.

Benefits at a glance:
•    A low fixed interest rate
•    No ongoing account keeping fees
•    No annual fee
•    No fees for extra repayments
•    No penalties for early payout
•    Select your own loan term from 1 to 5 years
•    Loans available for amounts of $5,000 up to $30,000
•    Easy application process

Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request. Members Equity Bank Pty Ltd ABN 56 070 887 679.

For more information about Members Equity Bank call VIEU’s Mobile Banking Managers, Annette Sparks on 9605 6948 or John Childerhouse on 9605 6061 or visit www.membersequitybank.com.au

Members Equity Bank offers a range of saving and transaction accounts designed to meet a variety of needs. Whether you want to earn interest whilst having access to your money or looking for a longer term guaranteed investment, our deposit products can help you achieve your savings goals. 

Our range of saving and transaction products are the:
•    Members Equity Online Savings Account 
•    InterestME Savings Account
•    Members Equity Bank Term Deposit
•    Members Equity Bank First Home Saver Account

Members Equity Online Savings Account
With the Members Equity Online Savings Account, you’ll earn interest on every dollar in your account, every day.

Other benefits at a glance:
•    No bank fees
•    No penalty for withdrawals
•    No minimum opening deposit or balance required
•    Free Phone and Internet Banking.

This is general information only and you should consider if the ME Online Savings Account is appropriate for you. Terms and conditions available on request. Members Equity Bank Pty Ltd ABN 56 070 887 679. AFSL: 229500.

InterestME Account
The InterestME Savings Account is a 2-in-1 transaction and savings account that can be used for your every day banking whilst earning interest on your savings.

Benefits at a glance:
•    Earn high interest on every dollar over $3,000
•    Earn 0.25% p.a. on every dollar up to $3,000
•    No account keeping fees
•    No minimum monthly balance required
•    15 free EFTPOS transactions each month
•    Free direct debits and direct credits
•    Free Phone and Internet Banking
•    Cheque book option

This is general information only and you should consider if the InterestME Savings Account is appropriate for you. Interest rate is current as at 01/03/09 and is subject to change. Terms and conditions available on request. Fees and charges apply. Members Equity Bank Pty Ltd ABN 56 070 887 679. AFSL: 229500.

Members Equity Bank Term Deposit Account
If you have $5,000 or more to invest, select from a 3, 6, 9, 12 or 24 month term deposit and lock in a high rate of return. 

Features and benefits at a glance:
•    Highly competitive interest rates
•    No bank fees
•    Interest is calculated daily and paid at maturity for terms of 12 months or less^
•    Enjoy the security of a fixed, guaranteed rate of return for the term of your investment
•    Option to have your deposit automatically rolled over into a new deposit term

^Interest on the 24-month term is credited to your nominated account on the 12-month anniversary of the day it was opened and at maturity. This is general information only and you should consider if the Term Deposit Account is appropriate for you. Terms and conditions available on request. Members Equity Bank Pty Ltd ABN 56 070 887 679. AFSL: 229500.

Members Equity Bank First Home Saver Account
Boost your deposit for your first home with a Members Equity Bank First Home Saver Account. You’ll earn high interest on your entire balance from Members Equity Bank plus a 17.00% p.a. Government contribution on your first $5,000 in each financial year.

Features and benefits at a glance:
•    No account keeping fees
•    No minimum balance required
•    Contributions will be tax free
•    Investment earnings (or interest) will be taxed at 15%

Subject to Government eligibility and withdrawal criteria. This information does not take into account your situation and you should consider if the ME First Home Saver Account is appropriate for you with the Product Disclosure Statement and Terms and Conditions available from Members Equity Bank Pty Ltd ABN 56 070 887 679. AFSL: 229500.
 
For more information about Members Equity Bank call VIEU’s Mobile Banking Managers Annette Sparks on 9605 6948 or John Childerhouse on 9605 6061 or visit www.membersequitybank.com.au

 

Members Equity Bank encourages responsible use of credit which is why we designed straightforward and transparent products with low fees and low interest rates on our credit products.

Members Equity MasterCard
The Members Equity MasterCard is intended for those who want the benefit of a low interest credit card without the high annual fee and pressure of having to spend to earn reward points.

Benefits at a glance:
•    One of Australia's lowest ongoing credit card interest rates
•    Up to 44 days interest free on purchases
•    A low annual fee
•    No charge for up to 8 additional cardholders
•    Emergency worldwide replacement if card is lost or stolen
•    Access to MasterCard Exclusives

Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request.